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Informed and aware consumers are important players in an innovation economy.That’s why we encourage all Canadians to empower themselves by reading and take note of its tips on how to stop fraudsters in their tracks.Scammers target people of all backgrounds, ages and income levels.Fake lotteries, Internet frauds, get‑rich‑quick schemes and miracle health cures are some of the favoured means of separating the unwary from their money. The Competition Bureau has seen the devastating effects scams can have on people and their families.The scammers make their money by making you pay fees or taxes, call their premium rate phone numbers or send premium text messages to claim your prize. Don’t give away your banking information or any other personal information — EVER. In a typical pyramid scheme, unsuspecting investors are encouraged to pay large membership fees to participate in moneymaking ventures.These premium rate calls can be very expensive, and the scammers will try to keep you on the line for a long time or ask you to call a different premium rate number. The only way for you to ever recover any money is to convince other people to join and to part with their money as well.

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You should not have to pay any fee or tax to claim a legitimate prize.Fraudsters are becoming more sophisticated in their methods, but so are consumers.You can make a difference not only in your own life, but in the lives of the people you care about by recognizing, rejecting and reporting fraud.People are often persuaded to join by family members or friends.But there is no guarantee that you will recoup your initial investment.

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Similar stories are triggered by the (much less-common) pairing of a younger man with an older woman, as with 39-year-old French president Emmanuel Macron, and his wife, Brigitte, 64.

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