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Somehow I have managed to rack up a rolling balance of ,000 on this card and I can’t ever pay it all off in one go.

I had a bankruptcy a few years ago and cannot qualify for a loan to cover the full amount.

The rights and protections applicable only to Visa debit transactions, including additional consumer liability limits and streamlined error resolution procedures, as described in your Electronic Fund Transfers Agreement and Disclosure will not apply to transactions processed through non-Visa networks.

Please contact Plus Credit Union with any questions you may have regarding this notice.

Please enable javascript for your browser or use a javascript enable browser. Email: [email protected] may use your Visa Debit Card to initiate both Visa debit transactions and non-Visa debit transactions without using a personal identification number (PIN) to authenticate the transactions.

On the other hand, I suppose you could plead ignorance and point to the fact that you’ve been aggressively working to pay it down to show that you had no intent of trying to get the company to shoulder the charges.

My girlfriend did not have income for two years, and I used the card to cover expenses beyond my paycheck.

I can use Pay Pal to get cash out of the card and into my bank account, so what I have been doing is waiting until the bill is due (a new billing cycle) and taking out that amount with Pay Pal, then using the cash to pay it off, plus adding in my own money to try and reduce the balance a little.

He stated clearly and explicitly that the company card could not be used for personal expenses, but he also mentioned that it would not be checked up on if it got paid in full each month.

So, with that information I made the decision to go forward.




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